body {



	background-color:#FFFFFF;



	background-image:url(graphics/body_bk.jpg);



	margin: 0px auto;



}



.wrapper {



	width: 959px;



	margin: 0px auto;



	padding: 0 20px;



	background-color:#FFFFFF;



}



.top_row {



	clear:both;



	float:left;



	height: 120px;



	width: 959px;



	background-image:url(graphics/banner.jpg);



	margin: 0px auto;



}







.nav_row {



	clear:both;



	float: left;



	height: 30px;



	width: 959px;



	margin-bottom:5px;



}



.nav_left {



	float: left;



	height: 30px;



	width: 10px;



	background-image:url(graphics/navleft.jpg);



}



.nav_middle {



	float: left;



	height: 30px;



	width: 939px;



    background-image:url(graphics/nav-bg.jpg);



	background-position: 0 0px;



}



.nav_right {



	float: left;



	height: 30px;



	width: 10px;



    border: 0px solid #ff0000;



	background-image:url(graphics/navright.jpg);



}



.ticker_row {



	float: left;



	width: 959px;



	height: 20px;



	background-color:#F5F5F5



}







.cont_row {



	float: left;



	width: 959px;



	padding: 5px 0;



	background-color:#FFFFFF;







}



.col1 {



	float: left;



	width: 230px;



	height: 380px;



	margin-right: 13px;



	background-color:#D2EBFC;



}



.col2 {



	float: left;



	width: 656px;



	height: 360px;



	padding: 10px 30px 10px 30px;



	background-color:#F5F5F5;



	overflow: auto;



	scrollbar-base-color: #F5F5F5;;



	scrollbar-arrow-color:black; 



	scrollbar-darkshadow-color:#F5F5F5; 



	scrollbar-face-color:#F5F5F5;



	scrollbar-highlight-color:#F5F5F5; 



	scrollbar-shadow-color:#F5F5F5;



}



.col_contact {



	float:left;



	width:328px;



}



.col3 {



	float: left;



	width: 210px;



	height: 200px;



	background-image:url(graphics/head.jpg);



	background-repeat:no-repeat;



	background-color:#F5F5F5;



	padding:8px 10px 15px 10px;



	margin-right:13px;



}



.col3_right {



	float: left;



	width: 210px;



	height: 200px;



	background-image:url(graphics/head.jpg);



	background-repeat:no-repeat;



	background-color:#F5F5F5;



	padding:8px 10px 15px 10px;



}







.footer_row {



    float:left;



	height: 75px;



	background-image:url(graphics/footer.jpg);



	width: 959px;



	padding:5px 0;



	background-color: #ffffff;



	margin-bottom: 20px;



}



.clearall {



	clear:both;



}







.left200



{



float:left;



width:200px;



}







.left100



{



float:left;



width:100px;



}







.left300



{



float:left;



width:300px;



}	







.clearRow



{



width:100%;



clear:both;



}



.downloadable_box {

float:right;

width:155px;

padding:0 10px 10px 10px;

height:auto;

background-color:#CCCCCC;

background-image:url(graphics/download-bg.jpg);

background-repeat:repeat-x;

}